What is Validation?


Every year, it is conservatively estimated that $50 billion of unsecured debts are written off and transferred from original creditors. Approximately 60% of this amount comprises credit card accounts, which are subsequently sold to third-party collectors (refer to the chart below). Historically, consumers had limited avenues for relief, including debt settlement, debt consolidation, credit card counseling, debt management, and bankruptcy. Leveraging our deep understanding of the complexities surrounding the purchase and transfer of debts from original creditors to third-party collectors, Panamerican Consulting has identified an opportunity to offer consumers assistance beyond the conventional relief methods.

The Validation Process

Helps to ensure the accuracy of records by confirming the integrity and completeness of accounts that are currently sitting on your credit profile.

Step One
Recognize and Accept the Problem
Step Two
Identify A Solution
Step Three
Take Action Immediately

Financial Hardships

If you suffer from negative cash flow or would like to save more than you are currently able, you should consider what your expenses are. Achieving a meaningful increase of income can be difficult, however in most cases people have expenses that can be trimmed. Make an honest assessment of your circumstances and seriously consider which expenses are essential and which are purely indulgence.

A Simple Resolution

Choosing a clear, concise and achievable solutions is crucial part of any serious financial planning. There are a multitude of potential options consumers face in overcoming financial difficulties. We specialize in aiding those coping with financial hardship through our proactive debt validation services.


Staying Proactive

Swift Made Solutions can help you achieve your financial goals! Through our customized Validation Program, clients enjoy superior and proactive care and the security that comes from a performance based validation program. We earn your trust and confidence through successfully performing our validation services.

Creditor Harassment

One of the disadvantages of most debt relief programs is that consumers have to endure pestering calls from collection agencies and collection attorneys. Per the FDCPA, third-party collectors MUST STOP all collection efforts, communications and reporting to credit bureaus until they properly verify disputed accounts. Our resolution method puts an end to those harassing calls and provides considerable emotional relief to the consumer.

Your Consumer Rights

The most unique attribute of Swift Made Solutions Validation Program is the statutory laws used as the basis on which the debts are resolved. Federal laws such as the FDCPA (1977) and the FCRA (1970) collectively outline consumer credit rights and protections. Consumers enrolled in our Validation Program benefit from our knowledge and expertise that have been refined and proven over the past seven years.

Optional Legal Plan

We offer a comprehensive Legal Plan that provides invaluable support to our clients, encompassing consumer rights defense, general legal services, and crucial legal defense in the event of creditor lawsuits. With this plan our clients can feel confident knowing they have expert assistance at every step, providing peace of mind throughout the resolution process.


Building You A Better Financial Profile

Consumers cherish the possibility of an unblemished credit report and most are concerned with further damaging their credit when considering current debt relief programs. Some traditional debt relief programs offer credit repair services as a complement for an additional charge in efforts to alleviate consumer concerns. Although Swift Made Solutions does not provide credit repair services, our thorough approach ensures that derogatory postings are minimized and often removed, with the exception of those postings from the original creditors.

Debt Statute of Limitations